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#b3261e}@media(max-width:900px){.compare-grid,.tri-col{grid-template-columns:1fr}.debt-row,.debt-head{grid-template-columns:1fr 1fr}.debt-head{display:none}.debt-row{padding-bottom:10px;border-bottom:1px dashed var(--border)}}.hero{background:linear-gradient(180deg,var(--accent-soft) 0%,var(--bg) 100%);border-bottom:1px solid var(--border);padding:56px 0 48px;margin-bottom:8px}.hero h1{font-size:clamp(2rem,4.6vw,3.05rem);line-height:1.12;margin:0 0 16px;max-width:17ch}.hero h1 em{font-style:italic;color:var(--accent)}.hero-sub{font-size:1.15rem;line-height:1.55;color:var(--ink-soft);max-width:62ch;margin:0 0 26px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:18px}.btn-ghost{background:transparent;color:var(--accent);border-color:var(--border-strong)}.btn-ghost:hover{background:var(--bg-elev);border-color:var(--accent)}.hero-note{font-size:.85rem;color:var(--muted)}.stat-value{font-family:var(--font-serif);font-size:2.1rem;font-weight:700;color:var(--accent);line-height:1.1}.tri-col{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.tri-item h3{font-size:1.12rem;margin:0 0 8px;padding-top:12px;border-top:3px solid var(--accent)}.tri-item p{margin:0;color:var(--ink-soft);font-size:.96rem;line-height:1.6}.author-card{display:flex;gap:20px;align-items:flex-start;background:var(--bg-elev);border:1px solid var(--border);border-radius:var(--radius);padding:22px;margin-bottom:28px}.author-card img{border-radius:50%;flex-shrink:0}.factor-table{margin:18px 0 10px}.factor-row{display:grid;grid-template-columns:62px 1fr;gap:16px;align-items:center;padding:11px 0;border-bottom:1px solid var(--border)}.factor-row:last-child{border-bottom:none}.factor-weight{font-family:var(--font-serif);font-size:1.35rem;font-weight:700;color:var(--accent);text-align:right}.factor-body strong{display:block;margin-bottom:6px;font-size:.98rem}.band-table{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;margin:18px 0}.band-row{display:grid;grid-template-columns:140px 1fr;gap:14px;padding:11px 18px;border-bottom:1px solid var(--border);background:var(--bg-elev)}.band-row:last-child{border-bottom:none}.band-range{font-family:var(--font-mono);font-size:.92rem;color:var(--ink-soft)}.band-label{font-weight:650}.impact-table{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;margin:16px 0 30px;background:var(--bg-elev)}.impact-head{display:grid;grid-template-columns:1fr 120px 150px;gap:14px;padding:10px 18px;background:var(--bg-tint);font-size:.74rem;text-transform:uppercase;letter-spacing:.06em;font-weight:700;color:var(--muted)}.impact-row{display:grid;grid-template-columns:1fr 120px 150px;gap:14px;padding:15px 18px;border-top:1px solid var(--border);align-items:start}.impact-main strong{display:block;margin-bottom:4px;font-size:1rem}.impact-main p{margin:0;font-size:.9rem;color:var(--ink-soft);line-height:1.5}.impact-tag{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.78rem;font-weight:650;text-align:center;white-space:nowrap}.impact-tag.good{background:#e8f3ec;color:#17603a}.impact-tag.bad{background:#fdeceb;color:#9c2620}.impact-speed{font-size:.84rem;color:var(--muted)}.myth-list{display:grid;gap:14px;margin:16px 0 30px}.myth{border:1px solid var(--border);border-left:4px solid #c0392b;border-radius:var(--radius);padding:15px 18px;background:var(--bg-elev)}.myth-claim{font-weight:650;color:#9c2620;margin-bottom:6px;font-size:.97rem}.myth-truth{font-size:.94rem;color:var(--ink-soft);line-height:1.55}.debt-row .d-name,.debt-row .d-bal,.debt-row .d-apr,.debt-row .d-min{width:100%}@media(max-width:860px){.tri-col{grid-template-columns:1fr;gap:20px}.impact-head{display:none}.impact-row{grid-template-columns:1fr;gap:8px}.impact-tag{justify-self:start}}@media(max-width:640px){.hero{padding:38px 0 34px}.hero-sub{font-size:1.03rem}.hero-actions .btn{width:100%;text-align:center}.author-card{flex-direction:column;gap:14px}.band-row{grid-template-columns:110px 1fr}.factor-row{grid-template-columns:52px 1fr;gap:12px}}